What type of gold can be pledged? Gold is basically weighted on the basis of their purity level. Gold bars or coins will ensure a higher amount because there are no other stones attached to them. However in case of gold jewellery studded with other precious types of stones, only the gold part will be taken into consideration while availing for the gold loan. However, this will not ensure full value of the ornaments, you will receive upto 70% of the jewellery’s total estimate. The gold is then said to be kept safely until and unless you pay the full amount along with interest and buy your gold back. However is taking a gold loan that easy or that safe for your valuables?